Motor Truck Cargo
Cargo insurance protects general freight, perishables, hazardous materials and specialised loads, so one claim never threatens your reputation or your business.
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What’s covered
Motor Truck Cargo
Cargo insurance protects general freight, perishables, hazardous materials and specialised loads, so one claim never threatens your reputation or your business.
All-Risk Coverage
Also called broad form. The widest protection: collision, theft, fire, vandalism and natural disasters unless specifically excluded.
Named Perils Coverage
Covers only the risks listed in the contract such as fire, theft, overturn, collision and certain weather events.
Reefer Breakdown
Essential for temperature-sensitive loads. Covers spoilage caused by refrigeration unit failure.
Choosing the right policy
Cargo valueSet limits that match what you actually haul.
Cargo typeHazmat, high-value or oversized loads need specialised terms.
DeductiblesBalance premium cost against out-of-pocket exposure.
Carrier liabilityMake sure the policy works with federal liability limits.
Ready to protect every mile you drive?
Get a fast, competitive quote from a team that speaks trucking.