Excess & Umbrella

When a catastrophic claim exceeds your primary limits, excess or umbrella coverage steps in so a single lawsuit cannot end your business.

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Excess & Umbrella
What’s covered

Excess & Umbrella

When a catastrophic claim exceeds your primary limits, excess or umbrella coverage steps in so a single lawsuit cannot end your business.

Excess Liability

Extends protection once General or Auto Liability limits are exhausted, for bodily injury, property damage and other liabilities.

Umbrella Liability

Raises limits and fills certain gaps across General Liability, Auto Liability, Employers Liability and more.

Key benefits

Higher limitsReal protection against catastrophic judgments.
Broader coverProtects against liabilities primary policies may miss.
Cost-effectiveCheaper than raising limits on every individual policy.
CredibilityShows clients and partners you are fully protected.

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