At The Truck Experts, we understand the unique insurance challenges faced by independent truck operators, especially those working under lease agreements. Even when you’re not actively hauling freight, your truck can still be at risk.
That’s where Non-Trucking Liability (NTL) and Bobtail Insurance come in—specialized solutions designed to protect you during non-dispatch, off-duty, or personal use of your truck.
Why Non-Trucking Liability and Bobtail Insurance Matter ?
Non-Trucking Liability and Bobtail Insurance play a vital role in protecting independent trucking operators who lease their vehicles to motor carriers. These specialized coverages fill the gaps left by primary liability insurance, offering protection during non-dispatch periods—such as when you’re using the truck for personal errands or traveling between jobs. While standard commercial policies typically don’t apply in these situations, Non-Trucking Liability and Bobtail Insurance ensure you’re still covered, safeguarding both you and your vehicle from unforeseen risks during non-business use.
Coverage Options for Non-Trucking Liability and Bobtail Insurance
Non-Trucking Liability Insurance (NTL)
Bobtail Insurance
Key Benefits of Non-Trucking Liability & Bobtail Insurance
Protection during non-dispatch and bobtail operations, covering scenarios often excluded by standard policies.
Financial Security
Avoid out-of-pocket expenses for accidents during personal or trailer-less trips, reducing financial stress.
Peace of Mind
Drive with confidence knowing you’re covered, even when not actively working or hauling freight.
Lease Compliance
Many motor carriers require this coverage as part of lease agreements. We help you stay compliant and maintain strong business relationships.